Terms and Conditions

Terms and Conditions of Use Effective Date: 03 October 2023

Welcome to our Terms and Conditions of Use. These terms are important as they affect your legal rights. Please read them carefully, along with our Privacy Policy and any other relevant terms referenced in this document.

Introduction

Thank you for choosing Entrusted Lending (“Entrusted Lending,” “we,” “us,” “our”). By signing up for or using the Entrusted Lending service, websites, and software applications (collectively referred to as the “Entrusted Lending Service” or “Service”), or by accessing any content made available by Entrusted Lending through the Service (the “Content”), you are entering into a binding agreement with the Entrusted Lending entity listed at the end of this document. The Entrusted Lending Service and Content are collectively referred to as the “Entrusted Lending Software.”

Where relevant in this Agreement, singular terms may be interpreted to include the plural, and vice versa.

Your agreement with us includes these Terms and Conditions of Use (“Terms”) and our Privacy Policy. Together, these documents, along with any additional terms you agree to, constitute the “Agreements.” If you do not agree with these Agreements or cannot comply with them, you may not use the Entrusted Lending Software.

Please review the Agreements carefully. They include important information about the services provided by Entrusted Lending, as well as any charges, taxes, and fees that may apply. The Agreements also cover topics such as future changes to the Agreements, export controls, automatic renewals, limitations of liability, privacy matters, a class action waiver, and dispute resolution through arbitration rather than in court.

If you provided any information during sign-up, it can be corrected by returning to the previous screens during the sign-up process.

To use the Entrusted Lending Software, you must (1) be at least 18 years old, (2) have the legal capacity to enter a binding contract, and (3) reside in a country where the Service is available. You also agree that the registration information you provide is accurate and complete and that you will keep it up to date.

Changes to the Agreements

We may occasionally update the Agreements. If we make material changes, we will provide you with notice as appropriate under the circumstances, such as by displaying a prominent notice within the Service or by sending you an email. Your continued use of the Service after any changes are made constitutes your acceptance of the new Terms. If you do not agree to the updated Terms, your only option is to terminate your use of the Service.

Our Services & Paid Subscriptions

Entrusted Lending provides a Software as a Service (SAAS) offering related to lending and financial services. Some Entrusted Lending Services may be provided to you at no charge through participating organizations (“Free Service” or “Ad Supported Version”), while others require payment (“Premium Service” or “Paid Subscriptions”). Availability of these services may vary, and we will inform you of which services are available when you sign up.

If you cancel your subscription to the Premium Service, or if it is interrupted for any reason, including changes in payment details, you may not be able to re-subscribe. Entrusted Lending reserves the right to discontinue either the Premium or Free Service at any time without liability to you.

Codes and Pre-Paid Offers

If you have purchased or received a code, gift card, pre-paid offer, or other promotion for access to the Free or Premium Service (“Code”), additional terms may apply to your access. You agree to comply with any such terms.

Rights We Grant You

The Entrusted Lending Service and Content remain the property of Entrusted Lending or its licensors. We grant you limited, non-exclusive, revocable permission to use the Entrusted Lending Service and Content for your personal, commercial, and non-commercial purposes. Your use does not grant you ownership of the Content, and you may not redistribute or transfer it without our consent.

Third-Party Applications

The Entrusted Lending Service may integrate with third-party applications, websites, and services (“Third-Party Applications”). These Third-Party Applications have their own terms and conditions, and Entrusted Lending is not responsible for their content or any transactions you may enter into with them.

User-Generated Content

Entrusted Lending may allow users to post, upload, or contribute content (“User Content”). You agree that any User Content you post does not violate any laws or infringe on the rights of others. Entrusted Lending reserves the right to remove or disable access to User Content at its discretion.

Rights You Grant Us

By using the Entrusted Lending Service, you grant us the right to use the processor, bandwidth, and storage on your device to operate the Service. You also agree to allow us to provide advertising and other information to you, and to allow our partners to do the same.

User Guidelines

You agree not to engage in any activities that violate the intellectual property rights of Entrusted Lending or others. This includes copying, redistributing, or modifying any part of the Entrusted Lending Software without our permission.

Infringement and Reporting User Content

If you believe any content infringes on your rights, please contact Entrusted Lending. We may take action, including removing content, at our discretion.

Service Limitations and Modifications

While we strive to keep the Entrusted Lending Service operational, technical issues or maintenance may cause temporary interruptions. We reserve the right to modify or discontinue the Service at any time.

Aggregator Accounts

Entrusted Lending may establish accounts on behalf of companies, organizations, or other entities (“Aggregator Accounts”). These accounts are subject to the same terms as individual user accounts.

Customer Support

Please contact Entrusted Lending with any queries. We will endeavor to respond in a timely manner but do not guarantee a specific response time.

Payments and Cancellations

Paid Subscriptions can be purchased directly from Entrusted Lending or through third parties. Your subscription will automatically renew unless you cancel it before the end of the current period. Price changes will be communicated in advance, and you can cancel your subscription if you do not agree with the new prices.

Term and Termination

The Agreements remain in effect until terminated by either you or Entrusted Lending. If the Agreements are terminated, your right to use the Service ends, but the perpetual license you granted for User Content remains in effect.

Warranty and Disclaimer

The Entrusted Lending Service is provided “as is” without warranties of any kind. You use the Service at your own risk.

Limitation of Liability

Entrusted Lending’s liability is limited to the fullest extent permitted by law. In no event will we be liable for indirect, special, incidental, or consequential damages.

Third-Party Rights

The Agreements do not grant any rights to third parties except as specifically stated.

Entire Agreement

The Agreements constitute the entire understanding between you and Entrusted Lending.

Severability and Waiver

If any provision of the Agreements is found to be invalid, the remaining provisions remain in effect.

Assignment

Entrusted Lending may assign the Agreements without your consent.

Indemnification

You agree to indemnify Entrusted Lending for any damages or losses arising from your use of the Service.

Governing Law and Arbitration

The Agreements are governed by the laws of New South Wales. Any disputes will be resolved through binding arbitration, and you waive the right to participate in a class action.

Contact Us

For any questions, please contact Entrusted Lending customer service.

Contracting Entity: Entrusted Lending

3/55 Pyrmont Bridge Road, Pyrmont NSW 2009

This Agreement was last updated in September 2020.